Ridesharing is becoming increasingly popular, especially in dense urban areas where getting around in your own vehicle is more difficult or the cost to park is high. Like any motor vehicle though, ridesharing vehicles can be involved in serious accidents. Here’s what you should do if you’ve been hurt in a ridesharing collision.
How to React After a Ridesharing Accident
At the scene, a ridesharing accident doesn’t differ much from any other car accident. You should:
- Call 911 if anyone in the vehicle you are riding in or any other vehicle involved in the collision is hurt.
- Call the police to report the accident if no one is hurt.
- Take photos of the accident if possible, and screenshot your ride receipt.
- Ask any witnesses for contact information so they can provide a statement to police.
- Go to the hospital or an urgent care clinic, even if you think you’re not injured.
While how you respond after the accident may be similar with an Uber or Lyft as it would be if it was your own vehicle, how insurance claims and lawsuits are handled can be vastly different.
Understanding Ridesharing Insurance
Uber and Lyft, the two most widely used ridesharing companies, both carry $1 million liability coverage when their drivers are en route or on a trip. The coverage changes when the driver isn’t working at all or when they’re available but not en route or on a trip. When Uber and Lyft drivers are offline, the company doesn’t insure them at all — they are covered under their personal auto insurance policy. When drivers are available, liablity coverage increases to 50k/100k/25k for bodily injury, total damages, and property damage.
Can You Sue for Damages?
If you were injured in a ridesharing accident, you may be eligible for compensation for more than just your medical expenses and property damage. If the accident was caused by the negligence or carelessness of the driver, you may be able to bring a lawsuit forward against the driver, the company, or both depending on the circumstances of your case.
Contact an Experienced Car Accident Attorney Today
After a ridesharing accident, you need sound legal advice. It’s critical to discuss your case with a seasoned ridesharing accident lawyer to find out if you’re eligible for financial compensation and to get help filing a lawsuit. Call Zink & Lenzi Injury Lawyers today for more information or to schedule a consultation at (530) 895-1234.